Management Team

Our leadership team combines industry expertise, strategic vision, and strong corporate governance to position the Bank for sustainable growth and long-term success.


Musa Abiodun Raheem is the pioneer MD/CEO of Hayat Trust Non-Interest Bank Ltd. He was a key member of the team that led the process leading to approval and granting of license to Hayat Trust Non-interest Microfinance Bank Ltd, first of its kind in southern Nigeria. He was instrumental to developing the Bank’s overall strategic plan and comprehensive framework that guides the Bank’s operations and overall goals and objectives.

Mr. Raheem has over 10 years cognate experience in microfinancing and risk management. He was the MD/CEO of Al-Hayat Microfinance Bank and performed excellently towards transferring the Bank to the new investors and successful settlement of all stakeholders of the Bank.

He holds HND in Accounting and BSc in Economies from the Polytechnic Ibadan and University of Ibadan respectively. He is a Fellow Member of Institute of Chartered Accountants of Nigeria, and Certified Microfinance Banker of Chartered Institute of Bankers of Nigeria. He is also a Certified Islamic Professional Accountant (CIPA) and Certified Shariah Auditor and Adviser (CSAA) of Accounting and Auditing  Organization for Islamic Financial Institutions (AAOIFI).

He has attended several local and international trainings, seminars and workshops.